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Money Smart is a comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. Money Smart has reached over 2.75 million consumers since 2001. Research shows that the curriculum can positively influence how consumers manage their finances, and these changes are sustainable in the months after the training.
Financial education fosters financial stability for individuals, families, and entire communities. The more people know about credit and banking services, the more likely they are to increase savings, buy homes, and improve their financial health and well-being.

The Money Smart curriculum for consumers is available free of charge in four versions:
1. An instructor-led curriculum for adults on CD-ROM available in nine languages and print versions for the visually impaired (learn more)
2. An instructor-led curriculum for young adults between the ages of 12-20 on CD-ROM, Money Smart for Young Adults (learn more)
3. A self-paced Computer-Based Instruction (CBI) format online for ages 13 and over in English and Spanish (learn more)
4. A portable audio (MP3) version, Money Smart Podcast Network (learn more)


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