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Forbes

By Steve Schaefer

Budgeting is a frequently-cited ingredient in almost every financial planning recipe, but many people aren’t sure how to get started. Dan Yu, who advises high-net-worth individuals in EisnerAmper’s personal wealth advisory practice, says credit card statements are a great starting point.

“Take a look at where you spend your money,” he says. Are you more of a cash-only type? Then just hang onto your ATM receipts for a while and jot down the three or four big purchases you made with the money. Throw all that in a shoebox and at year-end you’ll have a much better fix on where your money went and what you might want to change.

 

Continue learning on how to stick to a budget.