Social Security Administration Seal

Social Security and Supplemental Security Income (SSI) benefits for more than 67 million Americans will increase 2.8 percent in 2019, the Social Security Administration announced today.

The 2.8 percent cost-of-living adjustment (COLA) will begin with benefits payable to more than 62 million Social Security beneficiaries in January 2019.  Increased payments to more than 8 million SSI beneficiaries will begin on December 31, 2018.  (Note: some people receive both Social Security and SSI benefits).  The Social Security Act ties the annual COLA to the increase in the Consumer Price Index as determined by the Department of Labor’s Bureau of Labor Statistics.

  2018 2019
Social Security Disability Thresholds
Substantial Gainful Activity (SGA)
Non-Blind $1,180/mo. $1,220/mo.
Blind $1,970/mo. $2,040/mo.
Trial Work Period (TWP) $   850/mo.    $   880/mo.
Maximum Social Security Benefit: Worker Retiring at Full Retirement Age
$2,788/mo. $2,861/mo.
SSI Federal Payment Standard
Individual $  750/mo. $  771/mo.
Couple $1,125/mo. $1,157/mo.
SSI Resource Limits
Individual $2,000 $2,000
Couple $3,000 $3,000
SSI Student Exclusion
Monthly limit $1,820 $1,870
Annual limit $7,350 $7,550
Estimated Average Monthly Social Security Benefits Payable in January 2019
Before

2.8% COLA

After

2.8% COLA

All Retired Workers $1,422 $1,461
Aged Couple, Both Receiving Benefits $2,381 $2,448
Widowed Mother and Two Children $2,797 $2,876
Aged Widow(er) Alone $1,348 $1,386
Disabled Worker, Spouse and One or More Children $2,072 $2,130
All Disabled Workers $1,200 $1,234

Source: 2019 Social Security Changes